Personal Loan

Address an emergency, get that long-awaited holiday or pay that overdue bill with a personal loan.

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Use Personal Loan
for Anything

Pay off long-overdue bill

Buy something you need

Solve a problem

They say that the only constant in life is change.

So what do you do if you need money urgently to address an emergency?

You can’t afford to wait for a bank to approve your loan application. Nor do you want to ask for a loan from your close friends and family members.

Remember that there is always a silver lining in every cloud.

CreditMaster can give you the help you need.

We offer on-the-spot loan disbursement. It takes just a day to give you the money - or 30 minutes - if you have all your documents ready.

Enquire now and see for yourself.

Getting a loan has never been easier

Apply with Singpass

Get approval

Collect your money

Q&A about Personal Loans

What is a personal loan?

It is a short-term unsecured loan that you can get from a financial institution such as a licensed money lender or bank. It’s also sometimes known as a cash advance. Most personal loans are unsecured.

How hard is it to qualify for a personal loan?

Both banks and licensed money lenders offer personal loans. But it is much easier to get a personal loan from a licensed money lender than a bank.

Most personal loans from licensed money lenders do not require credit checks or collateral. At CreditMaster, we just need your proof of income or employment.

How does a personal loan work?

A personal loan is usually given on a monthly basis and paid back in installments over a fixed period of time, more commonly over the course of 12, 24, or 36 months.

At CreditMaster, we will disburse the money to you directly at our office if you meet our criteria.

What should I keep in mind when applying for a personal loan?

Here are some tips:

  • Only borrow what you can pay back
  • Ensure you can pay the monthly installments
  • Look at the effective interest rate, not the advertised interest rate
  • Keep the loan tenure short
What can I use a personal loan for?

Personal loans can be used for a wide variety of uses:

  • Business needs (e.g. equipment purchases, payroll or hiring costs)
  • Debt consolidation
  • Home improvement works
  • Medical emergencies
  • One-off expensive purchases (e.g. furniture, a vacation or vehicle)

They are popular with Singaporeans because of their flexibility. Personal loans are also often used for emergencies.

Get Started

Apply now to get the money you need. It takes only 2 minutes!

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