If you want to sell your current home and have plans to move to a new property, be prepared to be patient. In Singapore, the property transaction process takes time. This may stress you out as you wait to complete your property sale. Fortunately, you can consider taking a bridging loan to ease your finances […]
Running a business in Singapore is not an easy task. As a business owner, you may face a cashflow crunch and need emergency cash to enable the business to run smoothly. A business loan could be helpful in many ways. Whether you are considering buying new products or expansion, a small business loan can turn […]
Are you planning to purchase a new home but do not have funds ready? If so, consider taking a loan from HDB or a bank. These lenders offer loan amounts up to 85% loan-to-value (LTV) ratio of the property’s value. Such a loan can get you settled in your new home and allow you to […]
Yes, absolutely. Here’s a scenario to consider. You have lived in a particular property for a specific duration, and now you are upgrading or downgrading for a new property. While you sell your former property and buy a new one, you may require some financial support. This is where a bridging loan is applicable. Bridging […]
Home purchasing is one of the most significant financial decisions you can make. It also entails repaying your mortgage as quickly as possible so you can eventually own your dream home. Unfortunately, the ongoing economic crisis has made it increasingly difficult for a huge percentage of people to make on-time monthly mortgage payments. It is […]
Before borrowing money from licensed money lenders in Singapore, you may find yourself wondering “how much can I borrow from a money lender?” The answer to this is fairly straightforward. Licensed money lenders in Singapore will assess your financial situation, including your income, housing, and debt, before deciding which type of loan they will offer […]
There are always unexpected situations where you might need cash immediately. You never know when there could be a rainy day. For example, you might face unexpected problems such as a car breakdown, an urgent medical bill, or that you’ve simply run out of savings. There are ways to get through these tricky financial situations, […]
Have you ever taken a loan from your lender and realized that the quoted interest rate on the agreement sounds different from your previous application? Well, lenders use different types of interest rates for different loans. When making a loan application from a bank or licensed moneylender in Singapore, it’s always good to get clarity […]
Your credit score in Singapore is important because it plays a great role when you’re applying for a loan and if you’re working in the financial industry. If you’re planning to have a career in finance, your credit score plays an even greater role than before. As announced by the Monetary Authority of Singapore (MAS), […]
When we run into financial emergencies, the last thing we need is for our loan application to be rejected. Getting a personal loan in Singapore can be easy or difficult, depending on the lender. To apply for a personal loan, you can get one from a bank in Singapore or from a reliable licensed money […]
Once in a while, you may find yourself short of cash to fulfill your current or short-term needs, and a personal loan might be your best solution. Why a personal loan? It’s a temporary loan that is meant to meet your temporary needs. It’s also available from several lenders in Singapore, including banks and licensed […]
Children are any family’s treasure – meaning they also cost you a fortune from the minute you discover those little bundles of joy. Things get even pricier if you decide to go down the private doctor/healthcare route. In emergencies, you will also need a lot of money for your baby. But your baby is well […]
Technology’s impact on the workforce landscape is dramatic worldwide. Without enough funds, things get even tougher. Jobs and even entire industries may become obsolete in just the blink of an eye. Imagine studying for almost twenty years of your life and then working for another five to build your career. Relying on this fragile stability, […]
You want the best for your home – it’s only logical. So, when you decide you want to renovate, you’ll need to find the solution for a dream remodelling within your budget. Pro tip: Having a budget is crucial even (more) when you get a loan. But half your problems are solved if you get […]
Home is where the heart is. We all want our dream homes, a place where we can relax after a long day of work. In recent years, more and more Singaporeans are renovating their homes to make it more comfortable, or simply to increase the resale value of the house.
