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Economics Singapore

Compare Effective Interest Rates VS Simple Interest Rates For Loans

Compare Effective Interest Rates VS Simple Interest Rates For Loans

Have you ever taken a loan from your lender and realized that the quoted interest rate on the agreement sounds different from your previous application? Well, lenders use different types of interest rates for different loans. When making a loan application from a bank or licensed moneylender in Singapore, it’s always good to get clarity […]

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How to Improve Your Credit Score Quickly in Singapore?

How to Improve Your Credit Score Quickly in Singapore?

Your credit score in Singapore is important because it plays a great role when you’re applying for a loan and if you’re working in the financial industry. If you’re planning to have a career in finance, your credit score plays an even greater role than before. As announced by the Monetary Authority of Singapore (MAS), […]

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What Is SkillsFuture & How Do I Claim SkillsFuture Credits?

What Is SkillsFuture & How Do I Claim SkillsFuture Credits?

Technology’s impact on the workforce landscape is dramatic worldwide. Without enough funds, things get even tougher. Jobs and even entire industries may become obsolete in just the blink of an eye. Imagine studying for almost twenty years of your life and then working for another five to build your career. Relying on this fragile stability, […]

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5 Situations That You Should NEVER Use Personal Loan

5 Situations That You Should NEVER Use Personal Loan

Emergencies happen to everyone, and you can always find yourself in an unforeseen situation where you don’t have enough savings. Take the COVID-19 pandemic, for example. Many people who thought their lives were on a steady track lost their jobs, extra funds, and health. If you’re reading this, you might be facing some financial difficulties […]

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What You Need To Know About Credit Card Interest, Charges And Fees

What You Need To Know About Credit Card Interest, Charges And Fees

Almost everyone has a credit card today because they’re incredibly convenient, but that doesn’t mean you can abuse your card in the long run. Financial specialists worldwide warn people about the dangers of relying exclusively on your credit card. One of the most significant dangers is the snowballing interest rates. If you’re not careful, your […]

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What Are The Best Crypto Exchanges In Singapore After Binance Leaves?

What Are The Best Crypto Exchanges In Singapore After Binance Leaves?

Cryptocurrency has gained popularity in recent years, alongside the topic of DeFi, decentralized finance. Amongst all traders, Binance was probably the default platform. Binance has been rated as the best overall crypto exchange in Singapore, thanks to its broad portfolio of virtual coins and low-interest rates. Alas, Binance is taking its departure from Singapore. MAS […]

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What Is DeFi: The Decentralized Finance That Everyone Is Talking About

What Is DeFi: The Decentralized Finance That Everyone Is Talking About

Investing in cryptocurrency is probably the most popular topic right now. It’s probably one of the key components in generating passive income. Besides that, DeFi will probably win the word-of-the-year award in the crypto world. It sounds very obscure and resistance-y, but it’s nothing as belligerent as you imagine. DeFi is an abbreviation from decentralized […]

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