One of the most common questions Singaporeans may ask before borrowing from a bank is, ‘’how much loan can I get from bank?’’. The amount you can borrow from a bank in Singapore depends on several factors, which include your personal income, debts (credit card instalments), liabilities (any other personal loan) and your credit score. […]
You might be wondering; how much you can take as a personal loan. People looking for the best personal loans in Singapore are often confused on how much they can borrow. With so many lenders and loan products to choose from, it’s not surprising that consumers can feel overwhelmed by the process of getting a […]
A borrower with a faint idea about housing loan interest rates in Singapore tends to make calculation mistakes, which affects their credit performance. Eventually, this ignorance can lead you to wrong financial decisions and uncontrollable interest rates. In this article, we will discuss how is housing loan interest calculated in Singapore, the types of housing […]
Renovating a home is a huge task and requires a considerable amount of money. The remodelling plan depends on various factors, like the home size, the contractor and their quotation, the extent of work, and more. Handling all requirements under a limited budget can be difficult. In Singapore, most homeowners borrow money from banks or […]
Owning a home is an investment you want to make after analyzing your financial implications. With multiple funding options available, you could opt for an HDB loan or bank loan. Let’s see how an HDB loan vs bank loan compares and what to consider before taking either. HDB Loan Vs Bank Loan An HDB loan […]
In life, emergencies come uninvited, and you might find yourself in urgent need of financial help. During such situations, short-term loans come to your rescue. They are multiple types of such financial aid and various financial sources provide short-term loans with varying interest rates. In this complete guide, we’ll discuss the basics of short-term loans […]
The application for personal loans has been on the rise in Singapore. This could be attributed to rising inflation, the high cost of living, or the lingering effects of the Covid-19 pandemic. These factors have also raised the use of credit card services for daily expenses. While these loans are vital in meeting the shortfall […]
When buying or refinancing a property, you’ll come across a housing loan calculator, also referred to as a mortgage calculator. Mortgage lenders usually use the calculator to help show the details of a housing loan for borrowers to quickly understand the entire process. The ideal housing loan calculator will help borrowers plan their finances accordingly […]
Studying is a demanding milestone, yet an investment worth every coin. You might consider getting a tuition fee loan if paying for your education is overwhelming. Find out what is tuition fee loan in Singapore, and how it works. What Is Tuition Fee Loan? A tuition fee loan is a type of loan you get to […]
Technology’s impact on the workforce landscape is dramatic worldwide. Without enough funds, things get even tougher. Jobs and even entire industries may become obsolete in just the blink of an eye. Imagine studying for almost twenty years of your life and then working for another five to build your career. Relying on this fragile stability, […]
